What is PIP insurance? PIP stands for personal injury protection. This is the feature of most good insurance policies that can be used for the payment of lost wages or medical bills that either a driver or a passenger incurs as a result of being in a car accident. Most policies that have PIP carry the amount of $2,500. However, insurance companies can write policies with $5,000, $10,000, or even $100,000 of PIP coverage. A personal injury lawyer will usually send the medical bills into your own insurance company and collect your PIP and take a percentage of the recovered amount. The rest can either be paid to the doctors who treated the injured client or it can be paid to the client to help them with their expenses before the final settlement is negotiated. Here’s the thing, the majority of people sign rejection in their policy and don’t have PIP coverage when it really costs a couple of dollars per month. The state of Texas doesn’t require the clients to have PIP or personal injury protection so many clients do not get this feature added to their policy. However your personal injury lawyer usually asks your insurance company to send a page from your insurance policy that bears your signature after you checked the box saying you didn’t want PIP insurance. If you’re insurance company can not find the rejection page listed above then they must pay the minimal PIP coverage. This issue is one of the many reasons why you should always hire a personal injury attorney when you are hurt in a car accident. This message was brought to you by Texas personal injury attorney Brian Loncar “The Strong Arm”.
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