When a driver tailgates another vehicle, it can lead to rear-end collisions or other types of accidents as this practice significantly reduces a driver’s stopping distance, according to The Texas Department of Insurance (TDI). Drivers who tailgate also sacrifice their perception and reaction times. When you are driving and you notice a hazard, it not only takes time for you to process the hazard but also to react.
Recovering Compensation After a Tailgating Accident in Houston
When another driver is responsible for causing a collision in Texas, they are generally held responsible for covering any property damage they cause. In addition, they may also be held liable for compensating a driver for the injuries they cause them to suffer.
This is because Texas is considered an at-fault state. A state that follows at-fault insurance laws requires drivers who cause an accident to pay for the damage and injuries they cause. States that follow no-fault laws generally require drivers who are involved in a collision to file a claim with their own insurance carrier first, regardless of who caused the accident.
Filing an Insurance Claim for a Tailgating Accident
If a driver rear-ended you because they were tailgating you, you may be able to recover compensation from their insurance company, given they are insured. Drivers in Texas are required to carry the following types of insurance coverages, according to the TDI:
- $30,000 in liability coverage for injuries per person, up to a total of $60,000 per accident
- $25,000 in liability coverage for property damage
If the driver who hit you is carrying the minimum insurance requirements outlined above or they opted to purchase additional types of insurance coverages, you may be able to recover the compensation your injuries permit you to collect from the insurer.
Filing a Personal Injury Lawsuit After a Tailgating Crash
In the event the driver who hit you is underinsured, you can work with a Houston tailgating accident lawyer to file a personal injury lawsuit against them. Personal injury lawsuits are generally filed when an accident victim is unable to recover compensation from the insurer or they suffered severe or catastrophic injuries.
For a free legal consultation with a tailgating accidents lawyer serving Houston, call 800-777-7777
Types of Injuries You Can Sue for in a Tailgating Accident Claim
Tailgating can lead to various types of accidents, including rear-end crashes. When a driver’s vehicle is hit from behind, it can cause them to suffer serious or even life-threatening injuries. Some of the injuries you may have suffered include whiplash or traumatic brain injury (TBI).
If you suffered either of these injuries or another as a result of a tailgating accident, a Houston tailgating accident lawyer can determine what fair compensation would look like for your injuries and medical care.
Houston Tailgating Accident Lawyer Near Me 800-777-7777
Get Legal Help with Our Attorneys After a Tailgating Accident in Houston
If a tailgating driver caused you to engage in an accident in Houston, you may be wondering how you can obtain justice for your pain and suffering. To find out if your injuries entitle you to compensation and what the best course of action would be for you to obtain any amount you might be due, call Loncar Lyon Jenkins at (800) 777-7777.