Insurance Policy

When you don’t respond to an insurance claim, the insurance company will likely give you the benefit of the doubt at first. They will make multiple attempts to contact you. But if you still don’t answer, they can resort to more serious actions. Next Steps if the Insurance Company Can’t Reach You They might send …

Yes, you can negotiate with the insurance company if your vehicle is deemed a total loss and you disagree with the insurer’s decision. The Texas Department of Insurance (TDI) offers guidance about what you should do if the insurance company declares your car a total loss after an accident. You might have questions about what …

Before you assume that your insurance check is more than the repairs, inquire if your insurance check accounts for your future hardships, such as the cost of your damages for medical care you will need in the future. If you still have leftover money following your settlement, you should follow your insurance company’s guidelines for …

Your car insurance may go up after an accident, especially if you shared fault. If you have a deductible through your policy, you may also see an increase in your premium if a claim exceeds your current premium. Generally, you will see an increase when you renew your policy, and the new rate may last …

Double indemnity occurs when an insurance policy pays twice the coverage limit for a death. Double indemnity may apply to any accident when the victim has applicable insurance coverage. How Much Does Double Indemnity Pay? The amount that double indemnity pays depends on the insurance policy. Applicable policies will contain a clause defining double indemnity …

You can settle your car insurance claim without a lawyer by personally handling all correspondence with insurance agents and negotiating a settlement. However, you may choose to retain a lawyer to help with your insurance claim instead, and there may be several benefits of doing so. Insurance companies may generally have significant resources and an interest in …