Auto Accident Law: Understanding Your Legal Rights in Texas

Lawyer car accident near me

Auto accident law defines how responsibility and compensation are determined after a collision involving one or more vehicles. When drivers act carelessly, the consequences can change lives forever. Therefore, understanding how auto accident law protects victims is essential for anyone involved in a crash.

Across Texas, thousands of accidents occur every year, leading to severe injuries and property damage. However, laws exist to ensure that victims are not left without help. Through civil claims, injured people can recover medical expenses, lost income, and other financial losses. Moreover, these laws promote safer roads by holding negligent drivers accountable for their actions.


The Basics of Auto Accident Law

Auto accident law falls under personal injury law. It covers situations where one party’s negligence leads to another person’s injury or loss. Attorneys use this framework to prove fault, negotiate with insurers, and recover damages.

Every auto accident case depends on three key factors: duty, breach, and damages. First, every driver has a duty to operate a vehicle safely. Second, a breach occurs when a driver fails to meet that duty through reckless or careless behavior. Finally, damages refer to the injuries and financial losses caused by that behavior.

Furthermore, Texas follows a modified comparative fault rule. Victims can still receive compensation if they share some blame for the crash, as long as their fault does not exceed 50 percent. However, their total recovery decreases by their percentage of fault.


Federal and Texas Auto Accident Law Differences

Although most accidents fall under state law, federal regulations can also apply. Federal law typically governs cases involving commercial trucks, interstate carriers, or vehicles that cross state lines. For example, the Federal Motor Carrier Safety Administration (FMCSA) enforces strict safety rules for commercial drivers.

These federal standards include limits on driving hours, maintenance requirements, and mandatory rest periods. Therefore, when truck drivers or companies ignore these rules, they may face both civil and regulatory consequences.

Texas law, on the other hand, focuses on local traffic rules and civil liability. State statutes define how negligence is proven and how victims pursue compensation. Moreover, Texas has unique damage caps and procedural rules that differ from many other states. Consequently, understanding both state and federal requirements ensures that accident victims receive full protection under the law.


Determining Fault and Liability

Establishing fault is the foundation of any successful auto accident claim. Attorneys must show that one or more parties failed to act with reasonable care. Evidence such as traffic camera footage, police reports, and medical records can play a crucial role.

Attorneys also work with reconstruction experts who analyze speed, impact angles, and braking patterns. These specialists recreate the sequence of events leading up to the crash. Consequently, their reports often become vital evidence in negotiations or at trial.

Additionally, liability may extend beyond drivers. Employers, manufacturers, and even government agencies could share responsibility if their negligence contributed to unsafe conditions.


Common Causes of Auto Accidents in Texas

Most auto accidents happen for predictable reasons. Understanding these causes highlights how easily negligence can lead to serious harm.

Cause of AccidentPercentage of Total Crashes
Distracted Driving34%
Speeding21%
Impaired Driving18%
Reckless Behavior14%
Fatigue or Drowsiness13%

Distracted driving remains a leading cause of crashes across Texas. Drivers frequently text, eat, or adjust electronics instead of focusing on the road. Meanwhile, speeding and reckless maneuvers amplify the force of impact, often resulting in devastating injuries.

Moreover, impaired and fatigued driving remain serious statewide issues. Each year, thousands of Texans are injured because someone chose to drive under the influence or while exhausted. Therefore, stricter enforcement and public awareness campaigns continue to play important roles in reducing these numbers.


The Role of Insurance Companies

After a crash, insurance companies immediately begin investigating. Their goal is to reduce payouts, even when liability is clear. Adjusters may offer quick settlements that undervalue long-term medical costs or lost income.

However, victims are not required to accept these offers. Attorneys experienced in auto accident law understand how insurers operate. They collect documentation, present evidence, and challenge low settlement tactics. Furthermore, legal representation ensures communication remains fair, professional, and fully documented.

As a result, clients who hire attorneys often recover significantly more compensation than those who negotiate alone.


Types of Compensation Under Auto Accident Law

Compensation in auto accident cases falls into two main categories: economic and non-economic damages.

Economic damages cover measurable financial losses, such as:

  • Medical expenses and hospital stays
  • Physical therapy and rehabilitation costs
  • Vehicle repair or replacement
  • Lost wages and reduced earning potential

Non-economic damages, meanwhile, address personal suffering. These include pain, emotional distress, and diminished quality of life. Additionally, families who lose loved ones in fatal crashes may pursue wrongful death claims for lost support and companionship.

Attorneys work with financial and medical experts to calculate long-term costs. Consequently, settlements and verdicts reflect the true value of what victims endure.


Texas Auto Accident Statistics

Texas remains one of the most heavily traveled states in the country. As a result, it also experiences some of the nation’s highest accident rates.

StatisticTexas 2024 EstimateSource
Total Auto Crashes470,000+TxDOT
Annual Traffic Fatalities4,600+NHTSA
Alcohol-Related Accidents25%TxDOT
Serious Injury Crashes20,000+TxDOT
Economic Loss$43 billionTxDOT

These figures reveal that Texas faces a consistent challenge with roadway safety. Consequently, victims across the state turn to experienced law firms like Loncar Lyon Jenkins to help them rebuild financially and emotionally.


The Legal Process in Auto Accident Claims

The legal process begins immediately after the crash. Victims should first seek medical attention and report the accident to law enforcement. Next, they should contact an attorney before speaking with insurance representatives.

An attorney begins by investigating the incident, collecting evidence, and reviewing all available documentation. Then, a demand letter is prepared, outlining the damages sought. If negotiations fail, the attorney files a lawsuit within the statute of limitations, which is two years in most Texas cases.

During litigation, both sides exchange information through discovery. This phase includes depositions, evidence review, and expert testimony. Although many cases settle out of court, trial preparation ensures that the victim’s position remains strong.


Comparative Negligence and Its Impact

Texas uses a modified comparative negligence system, which can affect compensation amounts. If a victim shares partial blame, their recovery decreases accordingly. For example, if a jury determines that the victim was 20 percent at fault, their award reduces by that percentage.

Therefore, gathering clear evidence is essential. An experienced attorney can minimize the perception of shared fault by proving the other party’s greater negligence. Consequently, strategic presentation and thorough preparation directly influence the final outcome.


The Benefits of Hiring an Auto Accident Lawyer

While some victims attempt to handle their claims independently, the legal process is often overwhelming. Insurance adjusters exploit inexperience and pressure victims into accepting less than they deserve.

However, a skilled attorney manages every aspect of the case. They handle communication, gather documentation, negotiate settlements, and prepare for trial if necessary. Moreover, they provide peace of mind by ensuring every deadline and legal requirement is met.

Therefore, legal representation increases the chances of securing full compensation while reducing stress during recovery.


The Importance of Evidence in Auto Accident Cases

Strong evidence determines success in auto accident law. Attorneys collect accident reports, photographs, witness statements, and expert opinions to support each claim.

Furthermore, medical documentation provides critical proof of injury and causation. It shows how the accident directly affected the victim’s health and livelihood. Attorneys also analyze vehicle damage patterns to support claims of speed, impact direction, or mechanical failure.

By connecting physical evidence to legal arguments, lawyers create compelling cases that stand up to insurer scrutiny or courtroom challenges.


How Loncar Lyon Jenkins Helps Accident Victims

Loncar Lyon Jenkins has represented thousands of Texans in complex accident cases since 1988. Their legal team combines decades of experience with modern investigative tools to deliver powerful results.

The firm’s attorneys aggressively pursue justice for victims while maintaining clear communication and compassion. They negotiate assertively with insurers and, when necessary, take cases to trial. Furthermore, they work with medical and financial experts to calculate long-term damages.

This combination of skill and dedication has earned Loncar Lyon Jenkins the reputation as the Strong Arm of Texas.


Texas Office Locations

Loncar Lyon Jenkins proudly serves clients across the state, offering convenient access to top-tier representation in every region:

  • Dallas: 424 S Cesar Chavez Blvd, Dallas, TX 75201 | +1 (214) 307-1074
  • Houston: 12621 Featherwood Drive Suite 285, Houston, TX 77034 | +1 (713) 322-1337
  • El Paso: 5770 Gateway E., El Paso, TX 79905 | +1 (915) 974-1788
  • Lubbock: 2012 Broadway St., Lubbock, TX 79401 | +1 (806) 304-7226
  • McAllen: 321 S 12th St, McAllen, TX 78501 | +1 (956) 304-6501
  • Wichita Falls: 1106 Travis Street, Suite 130, Wichita Falls, TX 76301 | +1 (940) 745-2939
  • Odessa: 321 N Lee Ave, Odessa, TX 79761 | +1 (432) 309-4512
  • Tyler: 110 N. College Ave, Suite 1400, Tyler, TX 75702 | +1 (903) 300-5766

Each location offers the same commitment to excellence and responsive service that defines the firm’s statewide success.


Taking the Next Step Toward Recovery

Recovering after an accident involves more than medical treatment; it requires accountability and justice. Acting quickly preserves evidence, strengthens claims, and prevents insurers from controlling the narrative.

At Loncar Lyon Jenkins, consultations are free, and clients owe nothing unless compensation is recovered. This contingency-based approach ensures access to justice for everyone, regardless of financial standing.

Auto accident law exists to protect victims and promote safer roads. By partnering with dedicated legal professionals, victims can rebuild their lives with confidence, knowing their rights are fully protected and their voices are heard.

Author

Ted Lyon

Born in Terrell, Texas, Attorney Ted Lyon, a partner of Loncar Lyon Jenkins, attended East texas State University, now Texas A&M at Commerce, where he obtained his undergraduate degree in political science. Working as a police officer, Attorney Lyon paid his way through undergraduate school, followed by attendance at the Southern Methodist University School of Law. Learn More

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