Shortly after an auto accident, the other driver’s insurance company will contact you, asking to record your statement. During this time, they may try to intimidate you or pressure you into accepting a settlement. Unfortunately, these fast settlements are never enough to cover the total cost of accident-related damages. They may call several times a day, pushing their lowball settlement offer and giving you a deadline to accept it.
While you may be tempted to accept their offer, afraid it’s the only offer you’ll get, you must avoid speaking with the insurance company, to protect your claim. When you hire a car accident lawyers at Loncar Lyon Jenkins, they will handle every aspect of your case, including taking over all communication with the insurance company and fighting for your right to fair compensation.
What is the Role of a Car Accident Lawyer in Dealing with Insurance Companies?
A car accident lawyer will handle every aspect of your claim, from the investigation and gathering evidence to negotiating with the insurance company or filing a lawsuit and representing you in court.
When your attorney takes on your case, once they have investigated the accident, and obtained evidence proving liability and your demand for compensation, they will send the insurance company a settlement demand letter. In this letter, the attorney will have outlined your case, the events that led up to the accident, and the evidence they have that proves liability and your demand for compensation. The insurance company will either accept the terms of the demand letter or they will make a counteroffer.
Settlement negotiations can take several days, weeks, or months. If the insurance company refuses to make a reasonable settlement offer, your car accident attorney may recommend filing a personal injury lawsuit. If your case does go to trial, your attorney will present your case before a judge and jury. Fortunately, most cases settle out of court. Insurance companies are often more willing to make a reasonable settlement offer once a lawsuit has been filed.
Will a Car Accident Lawyer Communicate Directly with the Insurance Company On My Behalf?
Yes. To protect your claim and to prevent you from saying something that could be damaging, your car accident lawyer will take over all communication with the insurance company. If the insurance company has any questions for you or wants to make a settlement offer, they must go through your car accident lawyer. This will allow you to focus on your recovery, while your attorney fights for the fair compensation you deserve.
When Should I Involve a Car Accident Lawyer in My Dealings with Insurance Companies?
You should contact a car accident lawyer as soon as possible after an auto accident before you speak with the other driver’s insurance company. Your attorney will immediately conduct an investigation and gather vital evidence that can strengthen your claim and prove your demand for compensation.
Contact Us Today
If you were injured in an auto accident and the insurance company is refusing to make a reasonable settlement offer, you must take legal action. Contact Loncar Lyon Jenkins today to schedule a free legal consultation with an experienced car accident lawyer to learn how we can help.
