You do not have to go on the record with the insurance company. You can hire a lawyer to handle all communications with the insurers.
You must be extremely cautious whenever giving a recorded statement. If an insurer takes your words out of context, you can lose your ability to obtain insurance coverage or compensation through a lawsuit.
How May Insurance Companies Pressure You to Give a Recorded Statement?
Insurance companies are not your representative. They may not have your best interest in mind. Insurers may want a recorded statement for their own purposes. For example, they may try to diminish your claim by:
- Implying that you must give a recorded statement
- Failing to clarify that you do not have to give a recorded statement
- Stating that it is in your best interest to give a recorded statement
- Implying or stating that you cannot receive insurance compensation without giving a recorded statement
Remember, you do not have to go on the record for the insurance company after your slip and fall accident. Do not allow an insurance representative to convince you otherwise.
It may be necessary to provide a recorded statement eventually. However, your lawyer can provide you guidance or file the statement themselves.
Why Do Insurance Companies Generally Want a Recorded Statement From You?
The insurance company that seeks a statement from you may represent a liable party. The insurer may seek a recorded statement in the hopes that:
- You will admit that you are at fault for your slip and fall accident
- You will suggest that the person they insure is not at fault for your slip and fall accident
- You will say anything that allows them to avoid paying a claim
Insurance companies do not want a recorded statement to help you. Be aware of this before you provide any statement to an insurance company.
What Do Insurance Companies Ask During a Recorded Call or Conversation?
An insurance company may ask for your version of your slip and fall accident. Follow-up questions may vary depending on the circumstances of your slip and fall accident. Your lawyer can prepare you for possible questions before you give any recorded statement.
Will an Insurance Company Ask You to Sign Anything After Your Accident?
Insurance companies may not only ask you for a recorded statement after your accident. They may also ask you to:
- Sign a release for your medical records
- Sign a documenting admitting to liability for your slip and fall accident
- Sign a settlement agreement
You should not sign anything until you have spoken with a lawyer.
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Can a Lawyer Help with a Slip and Fall Accident Claim?
A lawyer from our firm can help you with your claim. They can do this by:
Establishing Liability for Your Slip and Fall Accident
If a property owner’s negligence caused you to slip and fall, then they may be liable for your losses. The American Bar Association (ABA) explains that negligent parties do not generally cause harm on purpose. However, they expose others to risk by acting unreasonably.
Failing to monitor, identify, and remove potential slipping hazards may qualify as negligence.
Seeking Compensation for All of Your Losses
You may receive coverage of all losses caused by your fall. This may include medical care, lost income, lost earning power, physical pain, mental and psychological suffering, and other losses. A lawyer from our team can seek total coverage through a settlement or judgment.
Protecting Your Rights
Insurance companies are not the only party that may attempt to violate your rights. The person who is liable for your accident may try to have you admit liability for your fall. If they retain an attorney, then their lawyers may also try to obtain a statement from you.
If you hire us, then these parties will not be able to reach you—we will handle all case-related communications.
Keep an Eye on Any Deadlines That Apply to Your Case
When we negotiate with insurers for a fair settlement, we can keep an eye on any deadlines that may apply to your case. For example, if legal action is your best option, you have a limited amount of time to file.
Texas Civil Practice and Remedies Code § 16.003 generally gives you two years from the date of your accident to file a personal injury lawsuit. This is not much time, especially when we have to investigate your case and negotiate with insurers. Neither of these processes stalls the deadline, though.
If you fail to file in time, you risk losing your right to seek compensation through legal action. Afterward, you may be out of options for recovering any damages from a liable party. We can begin working on your case as soon as you reach out to us.
Call Loncar Lyon Jenkins for Legal Representation
You do not have to deal with an insurer alone. Call in the Strong Arm and let Loncar Lyon Jenkins pursue the awards that you deserve. We do not receive a fee unless we secure compensation for you.
You should call as soon as possible to protect your right to compensation. Call Loncar Lyon Jenkins today at (877) 239-4878 for a FREE consultation.