Following a car accident, seeking restitution from the at-fault party’s insurer is essential to ensure that you receive the compensation to cover accident-related costs. Individuals in this situation are often unsure of how to achieve financial recovery and what the legal proceedings following the accident consist of.
While this blog cannot cover all the ins and outs of gathering evidence and filing a claim, some of the things that happen in a personal injury case:
Documenting the Accident
The claims process actually begins at the moment of the accident. Therefore, you must collect and maintain as much evidence as possible following the incident. The information you gather will be used to support your claim that the other driver was responsible for events that occurred.
The following are some steps to take after you have been involved in a car accident:
- Take photos of the accident scene
- Record accident details
- Obtain the other driver’s information
- Exchange information with witnesses
- Get medical attention
- Contact an attorney
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Investigating the Accident and Evaluating Damages
Your personal injury lawyer will review the information you collected following your accident (e.g., witness statements, crash scene photos, and police report). Then, they will examine the evidence to determine who was at fault and begin to build a case for you.
Your attorney will also review your medical records and bills to estimate economic damages and determine how much compensation to seek.
Sending the Demand Letter
After medical information and other evidence have been considered, your lawyer will send a demand letter to the other party’s insurance agency informing it of what settlement amount you anticipate receiving. This letter will contain the following information:
- Accident details
- An assertion of the other driver’s negligence
- The severity of your injuries
- What medical care you have received, and what treatment is still required
- Other damages you incurred related to your claim
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Waiting for the Insurer’s Response
After submitting a claim to the other party’s insurance agency, it will execute its own investigation. They seek evidence to dispute your claim and justify proposing a lower settlement than you requested or rejecting your claim altogether.
The Texas Department of Insurance states that an insurance agency must accept or deny a claim within 15-45 days, depending on the factors involved. It must send you a written notice concerning any delays and why it rejects your claim (if this is the case).
If the insurer makes a lower counteroffer, you are not required to accept it. Instead, your attorney can attempt to negotiate a fair settlement. Also, even if your claim is rejected, you can still initiate a personal injury lawsuit if you feel your claim was denied by mistake and the other party was undoubtedly at fault.
What If We Go to Trial?
To have a judge or jury oversee your case, you can initiate a lawsuit. If your claim goes to trial, your legal counsel will present court evidence to prove the other driver was liable for the incident and should be held financially responsible. Many cases are settled out of court, so yours will not necessarily reach the point of litigation.
The following is an overview of what would happen if, for some reason, your car accident case does go to trial:
Jury Selection
Trials by jury begin with the plaintiff, the defendant, and their attorneys in a courtroom with a group of potential jurors. Specific persons who will hopefully, but not always, be unbiased will be selected to hear and ultimately decide the outcome of your case.
Opening Statements
The individual who filed the lawsuit has the opportunity to deliver their opening statements first. Your attorney will give evidence to the jury and give them an idea of what to expect from your claim. The other party’s attorney will then address the jury with their opening statements.
Your Attorney Presents the Case
Because you filed the lawsuit, your side will be the first to introduce supporting evidence. This occurs during a phase called “deposition.” This could include presenting statements by individuals such as accident witnesses, experts, and medical professionals.
Your counsel can also present relevant videos, pictures, and documents that support your claim. The other attorney will be given a chance to cross-examine witnesses who testify and to object to specific pieces of evidence.
The Other Party Challenges the Case
The other party also has an opportunity to present their own evidence to try to undermine your claims or present legal defenses. Fortunately, however, your legal counsel will have the opportunity to question the validity of their evidence through objections and cross-examination of their witnesses.
Closing Arguments
Both lawyers have one last opportunity to review case evidence and debate its implications. Your attorney can use this as a chance to convince the jury why they should find the case in your favor.
Verdict
After hearing and considering the judge’s instructions and deliberating, the jury will come back with a verdict. If the judgment is in your favor, you could recover compensation from the liable person or party for your injury-related damages.
Speak With Our Team Members About Your Car Accident Case Today
Texas Civil Practice and Remedies Code § 16.003 limits the statute of limitations on a personal injury lawsuit to two years. Note this deadline at the beginning stages of the claims process, as early delays could result in missing the time to seek a legal claim. If either the claims process or lawsuit deadlines are missed, you would have no recourse for recovering damages.
You should consult with a car accident lawyer as soon as possible to ensure your case is processed efficiently and on time. We urge you to Call in the Strong Arm and contact us today. Our legal team is always here to answer your questions about the legal proceedings following a car accidentTo file a slip and fall claim against Walmart, you’ll need to:
- Understand your legal rights
- Consider legal representation
- Gather evidence
- File your insurance claim
- Negotiate a settlement
- Prepare for court
Just because Walmart is the country’s largest retailer does not preclude it from liability if someone falls in a store. You could seek compensation for your medical bills, lost wages, and other damages if you were hurt due to the store’s negligence.
You Should Understand Your Legal Rights After Slipping and Falling at Walmart
To establish a valid case, you must prove the following four factors:
- Walmart had an obligation to keep you safe since you were lawfully on the premises.
- Walmart did not maintain safe premises.
- You were injured in the store.
- You suffered injuries and other financial losses.
Even if you partially caused your own accident (like if you were texting and didn’t see a hazard), you could still seek damages under Texas Civil Practice and Remedies Code § 33.001.
You Should Consider Working with a Slip and Fall Injury Lawyer
It is rarely in your best interest to pursue an injury claim against Walmart on your own. Walmart is an enormous company with an army of lawyers at its disposal. The company is known for its aggressive negotiating tactics, and it will avoid paying compensation for a fall injury on its premises at all costs.
When you take on a slip and fall claim against Walmart without an attorney by your side, you put your financial recovery at risk. Even minor errors could put your case in jeopardy. Our firm can build your case, manage all communications, and negotiate a settlement that reflects your losses.
You Should Gather Evidence to Prove Your Case
The following pieces of evidence could prove that you were injured due to negligence:
- Security camera footage of your fall
- The accident report
- Testimony from Walmart’s employees, other customers, and those close to you
- Photos of your injuries
- Your own written statement
- Written communications between yourself and Walmart’s administrators
You will also need documentation that establishes the severity of your injuries. This could include medical records, hospital bills, and other paperwork related to your recovery. You could also provide work records that show you were forced to miss work due to your injuries. Your lawyer can gather all of these things for you.
You’ll Need to File Your Claim Against Walmart to Pursue Damages
Walmart is a self-insured company. That means instead of paying premiums to a third-party insurance company for liability coverage, Walmart assumes the risk of slip and fall accidents itself. Because the company is self-insured, you must file your claim directly with Walmart instead of with an insurance company.
At this point in the process, Walmart acts as its own insurance company. It pays any claims from its own funds, and it uses its own staff to investigate these claims. Walmart has teams of insurance adjusters and lawyers that investigate claims and determine if they are valid.
To initiate the process, you or your attorney must notify the claims department that an injury occurred. Walmart’s response will dictate what you should do next.
You Have the Right to Negotiate a Settlement
There are two common outcomes for every claim filed with Walmart. It’ll either:
- Deny your claim altogether
- Offer you money that accounts for a fraction of your damages
At this point, your attorney’s ability to negotiate a settlement will take center stage. Your attorney will make it clear you will not be pushed around and that any bullying tactics will not be effective. During these negotiations, the strength of the initial investigation will come into play.
By developing a strong case for negligence, Walmart’s claims handlers might see that the chances of prevailing at trial are low. Building a strong case is the simplest way to secure a fair settlement offer. Often, an is possible without filing a lawsuit, per the American Bar Association (ABA).
You Could File a Lawsuit If Your Claim does Not Succeed
Sometimes an insurance claim won’t get you the compensation you deserve. If Walmart refuses to make a reasonable effort to settle your case, you could pursue a civil lawsuit to seek damages.
Your attorney is responsible for the work of drafting a lawsuit, notifying Walmart, and navigating the case through the court system. Once they see that you’ve filed a lawsuit, Walmart’s representatives may have a change of heart and offer you fair compensation.
Let the Strong Arm Guide You Through the Claims Process
Pursuing a slip and fall accident claim against Walmart is complex. The company is more aggressive than most insurance carriers. They will not hesitate to take advantage of the fact that you do not have an attorney.
To even the playing field, allow the team at Loncar Lyon Jenkins to advocate on your behalf. We will work to make sure you are treated fairly during the process. If you still have questions about how to file a slip and fall claim against Walmart, we can provide the answers. Call (877) 239-4878 for your free consultation.
