It is difficult to determine the average settlement for a motorcycle accident in Texas. This is because each case comes with its own set of facts and circumstances. However, certain factors may influence the damages you receive. Your injuries and the other party’s insurance policy limits could be relevant.
What Aspects of Your Case Can Determine Your Total Compensatory Award?
Even though every motorcycle accident is different, there are common factors that go into determining the worth of such cases, like:
- The extent of your injuries: The body parts that were injured, the severity of the injuries, if you suffered cuts and bruises or paralysis, etc.
- How long your expected recovery will take: If the treatment will take a few weeks or be a lifelong process
- The other party’s insurance policy: If they have the minimum amount of liability insurance that the Texas Department of Insurance (TDI) requires
- Proportionate responsibility laws: If you are found partially to blame, and your damages are reduced by your portion of fault (Texas Civil Practice and Remedies Code § 33.001)
- The financial and non-financial damages: For the mental, physical, and financial hardships you have had to endure
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Recoverable Damages After a Texas Motorcycle Accident Can Take Many Forms
Damages are typically separated into two categories: economic and non-economic.
Losses that have a fixed, monetary value are referred to as economic damages. Some examples are:
- Past and expected medical bills: If you needed to stay in the hospital or have an ambulance ride, surgery, imaging scans, pain medication and/or medical equipment, physical therapy, or follow-up doctor’s appointments
- Lost income: If your injuries forced you to take time off work and you lost out on business opportunities, bonuses, commissions, vacation days, tips, and other related benefits
- Future lost earning potential: If you will never be able to return to your old job or you must take one that doesn’t pay as well
- Property damage: If you need to replace or repair your motorcycle
These losses are quantified by how the accident affected you emotionally and physically. You might have the option to claim damages for:
- Pain and suffering: If the injuries you suffered cause you severe pain and anguish
- Lost quality of life: If you cannot enjoy the activities and events you did before the accident
- Scarring and disfigurement: If your injuries have compromised your mobility, appearance, or overall functionality
Wrongful Death Damages
Our firm also represents those who have lost a loved one in a motorcycle accident in Texas. If that happened to you and your family, we offer our deepest condolences.
Nothing can replace this loss, but financial recovery can make this transition a bit more manageable. You can recover the costs of:
- Funeral and burial fees
- Embalming and cremation
- Final medical bills
- Your loss of consortium and companionship
- Lost income or financial support
How Hiring a Motorcycle Accident Lawyer with Our Firm Can Impact Your Financial Award
We understand that you are probably in a tough financial spot right now, and we don’t want to make it any worse. Therefore, your personal injury lawyer will take your case on contingency, which means you pay nothing starting up or hourly.
Instead, the attorney’s fees come out of your compensation package. The two of you will agree on a percentage that they will deduct as reimbursement for their work. If they cannot secure a financial recovery for you, you are not required to pay us anything. This way, there is limited risk in adding to your financial strain.
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Keeping High Alert When Talking to the Other Party’s Insurance Company
It is important to know what insurance companies care about: their bottom lines. In other words, it is the adjuster’s mission to pay you as little as possible. After all, insurance companies are businesses.
So, if they try to make contact with you, consider these suggestions:
- If they ask for a recorded statement, politely decline – only give your contact and insurance information
- It is out of habit to respond with, “I’m fine,” after someone asks how you’re doing. The insurer might claim that you were okay all along and don’t need a settlement, though.
- Direct the insurance company to your lawyer. The adjuster might try to take what you say out of context and use their version to their benefit during negotiations.
In addition to letting us handle all the communication, we also recommend you not post anything online until your case is closed. Even an old picture could give the insurer reason to contest your claim. Don’t give them any reason to deny your claim. You want to get the compensation you need to move on after a motorcycle accident.
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Call in the Strong Arm for Assistance with Your Motorcycle Accident Case
The average settlement for a motorcycle accident in Texas is not important to us. We only care about getting you the financial recovery you need to get your life back on track.
Call Loncar Lyon Jenkins today at (877) 239-4878 for a free consultation with one of our staff members. We want to protect your rights.