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Motorist Insurance Claims

Motorist insurance claims are made by individuals against their auto insurance policies to pursue compensation for damages incurred as a result of a car crash. Auto insurance claims are filed to cover the cost of medical bills, damage to vehicles, lost wages, and other damages resulting from motor vehicle accidents.

What Are the Different Types of Auto Insurance Claims?

Common types of auto insurance claims include:

Property Damage Claims

Property damage claims involve compensation for damage to a motor vehicle or other property resulting from a motor vehicle accident. This may include repairs or replacement of the vehicle, as well as damage to other vehicles, structures, or objects involved in the accident.

Bodily Injury Claims

A skilled auto accident attorney on our legal team will handle every aspect of the claims process, including:

  • Pain and suffering
  • Medical treatment costs
  • Rehabilitation costs
  • Lost wages

And other damages.

Uninsured/Underinsured Motorist Claims

UM and UIM coverage protects policyholders in the event of accidents involving drivers who either have no insurance or insufficient insurance coverage to cover damages. UM and UIM coverage allows policyholders to file claims with their own insurance company for compensation for damages that would typically be covered by the at-fault driver’s insurance.

Collision Coverage Claims

Collision coverage provides compensation for damages to the insured vehicle resulting from collisions with other vehicles, objects, or road hazards, regardless of fault. A policyholder can file a collision coverage claim to cover the cost of repairs or replacement of their vehicle.

Comprehensive Coverage Claims

Comprehensive coverage provides compensation for damages to a vehicle resulting from non-collision incidents, such as theft, vandalism, natural disasters, falling objects, or animal collisions. A policyholder can file a claim to cover the cost of repairs or replacement of their vehicle.

Medical Payments Coverage Claims

Medical payments coverage provides reimbursement for medical expenses incurred by the policyholder and passengers, regardless of fault. A policyholder can file a claim to cover medical bills, ambulance fees, hospital stays, and other medical expenses resulting from accidents.

Auto Insurance Claim Process

Filing a motorist insurance claim can either be done online or by contacting the insurance company via phone and providing details regarding the accident, documentation for injuries and other losses, and following the standard claim process that can be found in the insurance policy. 

An insurance company will investigate the claim, assess damages and liability, and determine the appropriate compensation based on the terms of the policy, deductibles, and coverage limits.

Motorist Insurance Claims

El Paso Car Accident Lawyer

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Each year, Loncar Lyon Jenkins represents over 7,000 clients all over Texas and will travel to any city or town within the Lone Star state.

Leah Hicks
Leah Hicks
If you want an attorney that treats you like family, answers all your questions with ease and will fight for you, just ask for Justin Edwards! It was such a relief knowing he was on my side. He followed through with everything he promised and that is a rare attribute to find in a person these days. Just go ahead and give them a call!
Taam Dodd
Taam Dodd
The guidance and patience exhibited by Attorney LaRue and his team were paramount in the successful navigation of this event for my family and I. In a perfect world I won't have to ring his phone anytime soon, but should the Truck of Life dump on me again, I wouldn't hesitate to dial them up.
Ryan Sargent
Ryan Sargent
My attorney David was realistic, thoughtful and genuine as well. Overall I was grateful for their help navigating a stressful experience. I would absolutely recommend this law office if you have any personal injury concerns. I was taken care of and spoken to with respect each step of the way. I’m so grateful for everyone that helped me
Leah Hicks
Leah Hicks
If you want an attorney that treats you like family, answers all your questions with ease and will fight for you, just ask for Justin Edwards! It was such a relief knowing he was on my side. He followed through with everything he promised and that is a rare attribute to find in a person these days. Just go ahead and give them a call!

Locations

All Across Texas

Each year, Loncar Lyon Jenkins represents over 7,000 clients all over Texas and will travel to any city or town within the Lone Star state.

What Damages Can I Pursue When Filing An Auto Accident Claim?

The damages you’re entitled to will depend on a variety of factors, such as:

  • Whether you were injured
  • The severity of your injuries
  • Whether your vehicle requires repairs or replacement
  • How much time you missed at work

And other variables.

In many cases, an auto accident victim may be entitled to the following types of compensation:

  • Pain and suffering
  • Past and future medical care costs
  • Lost wages
  • Property damage
  • Loss of quality of life
  • Loss of enjoyment of life
  • Loss of consortium
  • Emotional distress
  • Permanent disability

And more.

Your auto accident lawyer can review your case and consult with experts to determine which damages you are entitled to and the value of those damages.

Auto Insurance Claim Disputes

If you’re struggling with the insurance company and the claims adjuster has denied your claim or is refusing to make a reasonable settlement offer, the auto accident lawyers at Loncar Lyon Jenkins can help you fight for fair compensation. When you hire one of our car accident attorneys, they can help you understand the coverage available under the other driver’s policies and help you dispute the insurance company’s actions. Our auto accident lawyers know how to handle claim disputes and can help accident victims recover the compensation they’re legally entitled to.

Taking On the Insurance Company

If you submitted a motorist insurance claim and your claim was denied or you were offered an unreasonably low settlement, you must contact an auto accident lawyer as soon as possible. Our legal team will review your claim and determine whether you have a valid claim dispute against the insurer. Our legal team is familiar with the tactics and tricks insurance companies will attempt to use to minimize payout or deny a claim and they will not back down until you recover the compensation you’re owed.

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Contact Us Today!

At Loncar Lyon Jenkins, we offer free consultations to discuss your case. If you’ve been injured in an auto accident, contact an auto accident attorney at Loncar Lyon Jenkins as soon as possible. We can meet with you to go over your case, discuss your legal options and rights, and determine the best course of action moving forward. At Loncar Lyon Jenkins, we will work tirelessly to help you recover the compensation you deserve, for an accident that was caused by the negligence of another.

8975434

Locations

All Across Texas

Each year, Loncar Lyon Jenkins represents over 7,000 clients all over Texas and will travel to any city or town within the Lone Star state.

Dallas

Phone: +1 214 747 0422

Fax: 214.382.5838

424 S. Cesar Chavez Blvd. Dallas TX 75201