If you were injured in an Uber or Lyft accident, you might be eligible for a financial award that will alleviate some of the financial stress you may be experiencing. It does not matter if you were a passenger in the rideshare vehicle, a passenger in another vehicle, or a pedestrian. If you were injured as a result of negligence, you deserve justice and a peaceful recovery period. Loncar Lyon Jenkins might be able to help you.
If you lost someone in a rideshare accident, we might be able to file a wrongful death lawsuit on their behalf so that you can get the justice you deserve for your tragic loss.
To learn more about how a Wichita Falls Uber and Lyft rideshare accident lawyer can help you, call in The Strong Arm today at (877) 239-4878. Let Loncar Lyon Jenkins take care of your legal case, so you can take care of yourself.
A “Fair” Damage Award
How much a victim will be awarded damages is determined by either a judge/jury if the case goes to trial or in settlement negotiations with the other party’s insurance company and attorney. There is usually no way to know whether your case will be settled in negotiations or will proceed to trial until it is filed with the court.
The defendant’s response will provide insight into how willing the driver or rideshare company is to take responsibility for their role in the accident. A driver who is willing to accept liability for the accident is going to be much more likely to negotiate a fair settlement than a driver or company that wants to fight the case.
A “fair” settlement will depend on the circumstances of your accident but is typically determined by a few things:
The Severity of Your Injury
This will impact the amount you have spent on medical treatment and must be reimbursed for medical care. Your condition’s severity will also be a factor when determining an award for your pain, or non-economic damages.
Recovery and Missed Work
Your lost wages from missing work due to time spent recovering, and the amount of predicted future wages lost based on your medical prognosis will be a factor. If you cannot return to work, your award may reflect that through a greater award for “future lost earnings.”
The Accident’s Impact on Your Quality of Life
In addition to the severity of your injury, the accident’s impact on other aspects of your life will be considered. You could receive extra compensation in a non-economic damage award for:
- Long-term future pain
- Strained relationships with family or spouses
- Time lost recovering or receiving medical care
- Overall suffering
- For any other way your quality of life has been lowered as a result of your accident
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Wichita Falls, call 800-777-7777
Liability and Comparative Negligence
Even if you believe you were partially at fault for your accident, you may still be eligible to collect compensation for your injuries. In Texas, accident victims are not barred from recovery when they bear less than half (49% or less) of the liability for their accident, per Texas Civil Practice and Remedies Code Chapter 33.
This is called “comparative negligence.” Under the doctrine of comparative negligence, a driver’s damage award is simply reduced by their amount of liability for the accident. For example, a victim who is 20% liable for their accident can still collect up to 80% of the damages they are awarded.
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Personal Coverage Is Required for Rideshare Drivers
In Texas, all drivers are required to have liability car insurance–– car insurance that covers the damages drivers cause others in the event of an accident. Other forms of car insurance coverage, such as collision and personal injury protection, are optional.
But, at a minimum, Texas drivers must be able to show that they can compensate someone for at least $30,000 in injury expenses per person (up to $60,000 total per accident) and $25,000 in property damages they cause others. This required coverage is known as 30/60/25 coverage, per the Texas Department of Insurance (TDI).
Like any other drivers, Uber and Lyft drivers must also carry at least 30/60/25 in personal third-party liability coverage.
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Uber and Lyft’s Third-Party Liability Insurance Policies
In addition to this personal coverage, Uber and Lyft rideshare drivers have insured through their respective rideshare companies anytime their app is on.
This means anytime a driver is awaiting a ride request, responding to a request, or transporting a client, Uber or Lyft guarantees them minimum third-party liability insurance coverage.
If a driver’s personal insurance coverage does not meet Uber’s or Lyft’s minimum requirements, the company supplements the driver’s personal insurance policy to guarantee their company’s third-party liability minimum insurance requirements are met.
When pursuing a personal injury claim, if you are not sure which insurance policy applies to the rideshare driver who caused your accident, a Wichita Falls Uber and Lyft rideshare accident lawyer can help you determine that.
Get Help with a Free Consultation from Loncar Lyon Jenkins
If you have suffered from an accident with a rideshare driver, it may help to speak to a Wichita Falls Uber and Lyft rideshare accident lawyer. Our team can help you determine whether you may be eligible to collect compensation for your injuries and fight for justice on your behalf.
Call in The Strong Arm today at (877) 239-4878. The sooner we hear from you, the sooner we can help you get the justice you deserve.
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