After an accident with a rideshare driver, you may find yourself trying to sort through a host of complicated insurance policies. You don’t have to face Uber or Lyft’s insurance representatives on your own. Our rideshare lawyers can help you determine how to get the coverage you need to heal and move on after a rideshare accident in Lubbock.
What’s more, we work based on a contingency fee, meaning that you pay nothing unless and until we win for you.
How Much Compensation You Could Seek After a Rideshare Accident
In many situations, you may be able to seek a recovery for your losses through Uber and Lyft’s insurance policies. How much compensation you could seek will depend on various factors related to your injuries, including:
- How much you’ve spent on medical costs related to the accident
- How serious your injuries are
- To what extent the accident has changed your life and ability to earn a living
Other factors may determine the amount of compensation available to you, and these factors are related to the insurance coverage that applies to your situation.
What Uber and Lyft’s Insurance Covers
Here is a major determinant in your accident case: if the rideshare driver was actively picking up or driving a passenger to a destination, they (and you) will be covered by Uber or Lyft’s insurance. According to Lyft and Uber, both companies offer up to $1 million in liability insurance if you were injured in an accident caused by a rideshare driver.
However, there are scenarios where the rideshare driver’s personal auto insurance policy will kick in, and Uber and Lyft’s coverage will not apply.
Situations Where Uber and Lyft’s Coverage May not Apply
After a rideshare driver causes an accident in which you were harmed, the driver’s personal auto insurance policy may apply if:
- They were not actively logged into the Uber or Lyft app.
- They were logged into the app, but they were waiting to pick up a passenger.
You may find this situation more limiting, as a driver’s personal auto insurance coverage may not provide enough compensation to cover your medical bills and other losses. If this is the case, we could also pursue a lawsuit on your behalf.
Keep in mind that we will need to prove negligence on the part of the rideshare driver in order to pursue a lawsuit. Our Uber and Lyft rideshare accident lawyers can gather the evidence necessary to do so and take your case to court on your behalf.
For a free legal consultation with a Uber and Lyft Rideshare Accidents lawyer serving Lubbock, call 877-239-4878
How Loncar Lyon Jenkins will Fight for Your Lubbock Case
We know that you could be facing an uphill battle with your injuries and other challenges related to the accident. We can handle every aspect of your case so that you can focus on healing both your body and your wallet.
Demonstrating Evidence of Negligence
In any claim or lawsuit, we will work to show an insurance company or a jury that the other driver was negligent. This demonstration will show that the other driver behaved carelessly or recklessly, and that this carelessness caused your accident and injuries.
If there is a police report of the accident and the rideshare driver was ticketed, we will use this as evidence of negligence. Other forms of evidence we may seek include:
- Witness testimony
- Traffic camera footage of the accident scene
- The driver’s cell phone records, if available
- Red light camera photos
- And more
Communicating and Negotiating with the Insurance Companies
Insurance companies may initially try to sympathize with your situation, but we know that there can be many hurdles in the process of seeking fair compensation in an insurance claim.
An insurer may try to:
- Say that your injuries aren’t as extensive as you say
- Claim you made your own injuries worse
- Ask you to make a recorded statement and use your words out of context
- Use your social media posts after the accident against you
It can get complicated when you seek compensation, but we will handle all the conversations with the insurance companies for you. We want to ensure that your words aren’t used to lessen your settlement and that every possible dollar available is included in your case value.
Handling the Paperwork for You
In any insurance claim or lawsuit, a good deal of paperwork changes hands, involving emails, phone calls, requesting documentation, and submitting forms. However, we’ll take care of all these legal details so that you don’t have to.
For instance, we’ll ensure that your case meets the state’s statute of limitations, an important deadline that limits your time to sue in Texas – as long as you contact us in time. According to Texas Civil Practice and Remedies Code § 16.003, we will generally have two years to file suit if necessary.
Lubbock Uber and Lyft Rideshare Accident Lawyer Near Me 877-239-4878
The Process doesn’t Have to Be Complicated with the Strong Arm
An insurance claim or lawsuit can take time and require phone calls, negotiation, and compelling evidence of the other driver’s negligence. We can take care of these aspects of your case on your behalf.
We want you to rest easy knowing we will take on your case at no risk to you. We work based on contingency fees, meaning that:
- You don’t need to offer out-of-pocket legal fees to get started.
- We only secure some form of payment if we win for you.
Contact our Lubbock Uber and Lyft Rideshare Accident Attorneys today
Call us Today for Your Free Consultation
What’s more, we’re happy to answer all of your questions for you during a free call. You may want to give us a call to discuss your case if you:
- Have a settlement offer on the table from an insurance company
- Want to discuss your options for how much you may be able to seek
- Would like to understand Uber and Lyft’s insurance coverage policies
- Want to know how we would represent your case
Again, your case review is free. Our rideshare accident lawyers are ready to start working on your Lubbock case at no upfront cost today. Call Loncar Lyon Jenkins to learn more at (877) 239-4878.